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Will paying off a personal loan boost my credit score

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Will paying off a personal loan boost my credit score

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Not all the lenders in our network can provide up to 1,000 in payday loans and 3,000 in online personal loans. The limits and regulations vary from state to state. Cash transfer times and terms may vary from lender to lender.

Will paying off a personal loan boost my credit score

Payday lenders made about 49 billion in high-interest loans last year. More than a third of those loans were made online. I wondered what happens when you apply for such a loan, so I decided to find out. In the course of reporting a story earlier this year, I logged on to a site called eTaxLoan.

com and filled out an application. I asked for 500 and, to be safe, I made up an address, a name (Mary) and a Social Security number. The site asked for more sensitive stuff - a bank account number and a routing number - and I made that up, too.

In spite of the made-up information, in less than a minute, I got a response. "Congratulations.

Will paying off a personal loan boost my credit score

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Will paying off a personal loan boost my credit score