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Low interest rates are often accompanied by high processing fees. This is just an attempt to hide outrageous extra fees. Ask for a comprehensive list of all the fees before agreeing to the contract. Add up the interest and miscellaneous fees to get clear picture of the total charges. Low interest may actually point to a dishonest business.
Its Your Decision. Do not agree to any loan just to avoid telling someone no. Desperation often drives consumers to accept terms they normally would reject.
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