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People helping People. Our goal is to provide our customers with the best possible loan services. Online loans up to 5,000. Apply online using our 100 secure application process for maximum privacy and convenience.
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Preliminary Disclosures : A generic term referring to a group of disclosure forms required by Federal law to be sent to a loan applicant. The forms include a Loan Estimate Disclosure, Fair Lending Notice, and a California Credit Disclosure. Prepaid Interest: Mortgage interest that is paid from the date of the funding to the end of that calendar month. Primary Residence: A dwelling where one actually lives and is considered as the legal residence for income tax purposes. Principal: The amount of debt, exclusive of interest, remaining on a loan.
Principal and Interest to Income Ratio: The ratio, expressed as a percentage, which results when a borrower's proposed Principal and Interest payment expenses is divided by the gross monthly household income. The maximum psbank personal loan computation ratio for MOP loans is 40. Also known as PI ratio. Processing: The preparation of a mortgage loan application and supporting documents for consideration by a lender.
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