680 is the minimum for alot of lenders (especially cash out) and 640-660 is pretty common across the boards. So if they want to see a unsecured cash advance score for a cash out refi then it gets questionable.
That said, My guess is at that LTV and with the DTI looking low (once they pay off the cards) it shoudl be fine. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content.
Re: Cash out from land equity. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Re: Cash out from land equity. What did the loan officer think your chances are. They know their own banks underwriting tendencies (since it's portfolio'd), so they should have a fairly good feel on if you'll be approved or not.
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