14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments.
There are several courses of action that your lender may take, so you should check your loan agreement for specific information that pertains to your lender.
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People I've done it, my friend did it. If you are struggling. Ask a friend or family member for help, go to social services for a list of organizations that help if it's for a bill, or the food bank, if it's food you need. I'am trying to help you, you can can get to the point where you can lose you vehicle that's paid off. My friend borrowed personal installment loans with poor credit from family to pay it off, and in that fine little tiny print, when you get your title back, you have to go to DMV and pay 15 and get the title back in your name.
Those places are crooks. DON'T DO IT.