Not all lenders require a check to qualify you for a payday loan. Some lenders will automatically debit your bank account once the loan becomes due. How does someone qualify for a payday loan.
To qualify for a payday loan, most states require you to be 18 or older. You also need to have a valid phone number, and you need to be able to provide proof of employment.
An active checking account is usually required if you want to qualify for a payday loan, but some lenders will issue loans if you can provide proof of a savings account.
Finally, some lenders require a social security number.
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The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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