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Pawn shop loans come with annual percentage rates that can be as high as 300 depending upon a state's usury laws. For instance, New York limits the amount of interest that can be charged on small loans to 25. Generally, any loan a person receives won't be anywhere near the market value for the item being pawned. Appraised values are used and in many cases borrowers may be lucky to get 25 of the current retail price of their item. Some borrowers may be able to negotiate a better loan rate.
In some cases people may make out better trying to sell their item on eBay. Many pawn shop loans are for a period of 30 days. But borrowers can usually extend that period by paying a monthly storage fee.
Solution Loans has been a trusted provider of cash loans with competitive terms and high approval rates since 1996. Why wait days or even weeks to get a credit decisions. The process is fast and you can get a decision on your loan as soon as the same day, often within minutes of completing our form.
Privacy Is Our Policy. Our company is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected.
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We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed. Our online service readily serves your need to connect with a lender.
The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.