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Most money lenders, banks and other financial institutions have very strict criteria when it comes to lending to low income earners or people without jobs, regular income or other means of repayment. Say No to High Interest Short-term Loans High risk loans like payday loans are the only options some people believe are available if they are struggling.
These payday loans are typically high interest loans, as the risks are perceived to be higher. While they may not always be the best option, they do serve a purpose and can be beneficial in certain circumstances. Some better choices for loans might be Micro Loans through non-profits, StepUp, Centrelink itself, and Community Initiatives. Quick view See loan and benefit options for specific circumstances here.
Below are multiple loan and money assistance programs for those on Centrelink. Speckle Loans: This is a small short term loan with lending amounts from 200 cash advance bellingham wa with a pay back period between 3 and 12 months.
Those collecting Centrelink benefits can qualify however no more than 50 of your total cash advance bellingham wa can be made up of benefits. Good Money: For those living in Victoria on a low income or collecting Centrelink and need a loan, this is a great community finance company with multiple locations.